Share Draft Accounts
With a Free Checking Account, you have everything you need in a checking account without all the costs. An initial deposit of $50.00 is required to open this account so that checks and a debit card can be ordered for this non-interest earning account. There is no minimum balance requirement once the account is established, and no service charge exists on the account. The only charge you would incur is an overdraft fee if you should overdraw your account. There is also no per check fees or transaction fees. It has overdraft protection from your regular share (savings) account. So, start checking the many affordable ways to enjoy all the features of a Free Checking Account!
All checking accounts are ATM accessible, and you can balance your account on our Internet Teller from your home computer or UTFCU Mobile app.
All checking accounts are ATM accessible, and you can balance your account on our Internet Teller from your home computer or UTFCU Mobile app.
Compare your current checking account with Union Trades Accounts, and you will find that we can save you money.
Online Bill Pay is another service offered to all members. Bill Pay is a secure site you can submit payments from your Credit Union checking account to creditors via your computer, for a low monthly fee. This fee is automatically deducted from your checking account each month.
At times you may want to save money for a specific purpose in mind. Opening a club account can help you do this. There is no service fee for these accounts. Union Trades FCU offers both Christmas Club and Vacation Club accounts. Get Vacation Club application form.
UNION TRADES FEDERAL CREDIT UNION OFFERS A SPECIAL SAVINGS PROGRAM FOR CHILDREN AGED 4-12. WITH EACH DEPOSIT OF $1.00 OR MORE THE CHILD WILL RECEIVE A SUPER SAVER DOLLAR. THE SUPER SAVER DOLLARS CAN THEN BE USED TO "PURCHASE" TOYS OR MOVIE TICKETS IN THE CREDIT UNION.
Deposits:
Deposits:
- $1.00 - $25.00 EARNS 1 SUPER SAVER DOLLAR
- $25.01 - $50.00 EARNS 2 SUPER SAVER DOLLARS
- $50.01 – AND ABOVE EARNS 3 SUPER SAVER DOLLARS