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Loan Rates
Rates Effective January 1, 2011 Rates
Subject To Change Without Notice.
| CREDIT CARDS |
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VISA
No
Annual Fee, No Balance Transfer Fee, 25 Day Grace
Period. |
PLATINUM
7.90% - 9.90% APR* |
CLASSIC
12.90% APR* |
| *APR =
Annual Percentage Rate. |
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| Lawn & Garden |
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New and Used Farm and
Lawn Equipment Loan
Rates are based on individual credit worthiness and term. |
As
Low As
5.00% APR* |
| *APR =
Annual Percentage Rate. |
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| HOME EQUITY
LOANS |
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Home Equity
Line of Credit
$10,000 Minimum $50,000 Maximum
Up to 80% of appraisal value less mortgage & other liens
|
Variable
Rate
Call For Details
(304) 485-1421 |
| *APR =
Annual Percentage Rate. |
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| MOBILE HOME
LOANS (Single & Doublewide) |
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New
and Used Mobile Home
New to 120 months, Used to 96 Months
New - 80% of sticker price, Used - NADA book value
|
15.00% APR* |
New & Used
Mobile Homes with Real Estate
Up to 180 months
80% of Appraised Value
|
12.50% APR* |
| *APR =
Annual Percentage Rate. |
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| RECREATIONAL
VEHICLE
LOANS |
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New
and Used Boats, Campers, RVs & Motor Homes
Rates are based on individual credit worthiness
and term. |
As
Low As
5.50% APR* |
| *APR =
Annual Percentage Rate. |
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| SHARE SECURED
LOANS |
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Share
Loan
180 Months
2% over Share account interest rate paid, minimum of 4%
|
As
Low As
4.00% APR* |
| *APR =
Annual Percentage Rate. |
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| MISCELLANEOUS
EQUIPMENT - New and Used |
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| Rates
are based on individual credit worthiness. |
As
Low As
6.00% APR*
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| *APR =
Annual Percentage Rate. |
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| UNSECURED
LOANS (Signature) |
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Personal
Loan
Rates are based on individual
credit worthiness. |
As
Low As
9.25% APR*
|
| *APR = Annual
Percentage Rate. |
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| VEHICLE
LOANS |
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New
Automobiles
Rates are based on individual credit worthiness. |
As
Low As
3.75% APR* |
Used
Automobiles
Rates are based on individual credit worthiness. |
As
Low As
4.00% APR*
|
| *APR =
Annual Percentage Rate. |
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| MOTOCYCLES LOANS |
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New
& Used Motorcycles
Rates are based on individual credit worthiness. |
As
Low As
4.00% APR*
|
| *APR =
Annual Percentage Rate. |
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| SPORT VEHICLE
LOANS |
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New
and Used Personal Watercraft & ATVs.
Rates are based on individual credit worthiness. |
As
Low As
5.50% APR* |
| *APR =
Annual Percentage Rate. |
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